The number
What you need from the sale to live on for the rest of your life, after taxes and debt. We work it out before anyone tells you what the company is worth.
THE PLANNING SEQUENCE
The deal is only one part of the plan.
We begin with your personal number, then bring the company, the deal, and life after closing into the same picture.
We are not a business broker. We take no success fee on your sale and no referral fees from brokers, bankers, or attorneys.
Two to five years out
Clean books with your CPA. A valuation. Stay bonuses for key people. A fresh look at the buy-sell and operating agreements. Personal expenses moved out of the company.
A year or more out
Gifting shares to trusts for your children before an offer sets the value. A charitable trust if you were going to give anyway. A check on whether C-corporation stock may qualify for the federal small business stock exclusion.
At the letter of intent
Asset sale or stock sale. Cash at closing, earnout, or seller note. We work through what each leaves you after tax, side by side, with your CPA and M&A attorney.
Closing day and the 90 days after
Where the wire lands. Money set aside for next April's tax bill. Nothing permanent for 90 days.
The first year after
A paycheck from the proceeds, health insurance, and an honest answer to what you will do on Monday morning.